Compliance Services
Stay Compliant. Stay Ready.
AML, UBO & Regulatory Compliance Services in Dubai, UA
UAE compliance requirements continue to evolve. Outdated policies, incomplete UBO records and weak AML controls can leave businesses exposed to regulatory action, operational disruption and unnecessary risk.
SA Consultants provides practical AML, UBO and regulatory compliance services for businesses across the UAE. From AML risk assessments and policy development to UBO filings, goAML support and historical ESR matters, we help businesses understand their obligations, close compliance gaps and maintain the right documentation.
UAE Compliance Services Built Around Your Business
Compliance is not just about completing a form or keeping a policy on file. Your compliance framework should reflect your business activities, ownership structure, customers, risks and regulatory obligations. Our services cover the key areas businesses need to manage across the UAE.
AML / CFT / CPF Compliance
Build and maintain a practical AML compliance framework aligned with the current UAE requirements.
- Compliance Officer support
- AML gap assessments
- Inspection readiness
- Remediation support
- AML/CFT/CPF risk assessments
- AML policy & procedure development
- KYC and customer due diligence
- Beneficial ownership procedures
- AML compliance reviews
- Staff and management training
- Enhanced due diligence
- Customer risk profiling
- Sanctions screening
goAML Registration & Reporting Support
Businesses subject to UAE AML requirements need appropriate registration, reporting processes and supporting controls.
- goAML registration
- goAML profile review
- Suspicious Transaction Report workflows
- Suspicious Activity Report support
- Reporting procedures
- Internal escalation processes
- Compliance documentation
- Reporting readiness
We help ensure your reporting process is properly structured and supported by the right internal controls.
UBO Compliance & Beneficial Ownership
Beneficial ownership information must remain accurate and up to date. Under Cabinet Decision No. 109 of 2023, businesses within scope are required to maintain beneficial ownership information and update the relevant records when ownership or control changes.
- UBO identification
- Ownership structure review
- Nominee arrangement review
- Historical UBO remediation
- Initial UBO filing
- Change notification support
- UBO record updates
- Beneficial Owner Register preparation
- Partners and shareholders register
- Pre-renewal UBO review
AML Compliance for UAE DNFBPs
AML obligations depend on what your business does and which authority supervises it.
- Real estate brokers and agents
- Dealers in precious metals and stones
- Trust and company service providers
- Lawyers and notaries
- Auditors and independent accountants
- Commercial gaming operators
SA Consultants helps regulated businesses establish practical controls covering risk assessment, customer due diligence, sanctions screening, reporting, documentation and staff awareness.
Know Your AML Supervisor
Different businesses fall under different supervisory authorities.
| Business / Sector | Relevant Supervisor |
|---|---|
| Banks and other financial institutions | Central Bank of the UAE |
| Accountants, auditors, TCSPs, real estate and precious metals businesses | Ministry of Economy and Tourism |
| Lawyers and notaries | Ministry of Justice |
| Commercial gaming operators | GCGRA |
| DIFC-regulated businesses | DFSA |
| ADGM-regulated businesses | Relevant ADGM authority |
Understanding the correct supervisory framework is an important first step in building the right compliance programme.
UBO Compliance Services Dubai, UAE
Ultimate Beneficial Ownership (UBO) compliance is a key requirement for businesses in the UAE, ensuring transparency and preventing financial crimes such as money laundering and tax evasion.
At SA Consultants, we specialize in offering comprehensive UBO services in Dubai and across the UAE. Our consulting agency assists businesses with UBO registration, reporting, and ongoing compliance to meet UAE UBO regulations. We ensure that your company accurately identifies the individuals who hold significant ownership or control, safeguarding your business from potential fines or penalties.
With our UBO compliance solutions, your organization can confidently comply with UAE laws while maintaining a secure and transparent corporate structure.
No two business lines are the same, nor their future aspirations, so different approaches are to be adopted for every issue, and customized solutions are to be suggested so that similar risks are responded to in a way that individual responses addressees the concern. We have the best minds collaborating for the common cause of enhancing the organization’s outlook. Our systematic approach backed with a transparent assessment system fits best to your business needs.
A forensic audit evaluates the firm’s financial records to support the legal framework and present evidence in the Court of Law. SA Consultants offer forensic Audits with expert knowledge and specialized accounting and auditing procedures and act as an expert witnesses during legal proceedings while executing investigations with the motive to uncover illegal criminal activities, including financial crimes, fraud, embezzlement, and disputes of bankruptcy and business closure.
The Board of Trustees comprises internal and external Trustees who are either appointed or elected groups of key individuals who are fiduciary responsible for taking best management decisions that are in the line of stakeholder’s interest. SA consultants facilitate and guide governing bodies of an organization in making the right choices that safeguard the interest of the company and stakeholders.
Get Started with Our Compliance Services in UAE
Protect your business from regulatory risk and financial crime with practical, end-to-end compliance tailored for the UAE. We design and implement AML/CFT programmes, perform risk-based KYC/CDD and sanctions screening, identify UBOs, and carry out AML risk assessments, policy drafting and control testing.
We also provide FIU/regulator liaison, SAR guidance and remediation plans, plus tailored staff and board training — turning compliance into operational practice, not paperwork.
At SA Consultants, we provide specialized solutions for businesses seeking full regulatory compliance in the UAE, tailored to the specific requirements of each emirate.Our ESR compliance services in the UAE help companies across Dubai, Abu Dhabi, Sharjah, and the Northern Emirates meet Economic Substance Regulations by preparing documentation, maintaining operational substance, and submitting timely reports to the authorities. For businesses operating in Dubai, our AML compliance team in Dubai ensures that your anti-money laundering policies, procedures, and reporting mechanisms align with local laws and Central Bank guidelines.
We also assist with UBO filing in the UAE, accurately identifying and reporting Ultimate Beneficial Owners for companies in free zones, mainland Dubai, Abu Dhabi, and other emirates, ensuring full transparency and compliance with local corporate regulations. Our end-to-end regulatory compliance services in the UAE cover documentation, audits, risk assessment, and liaison with authorities, helping businesses in Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, and Fujairah stay fully compliant with federal and local laws. By leveraging our expertise, companies can focus on growth while confidently meeting all UAE regulatory obligations.